![]() ![]() The app offers a free 30-day trial, and then you will pay $3.99 per month (billed annually at $47.99) or $5.99 per month if you choose not to pay upfront. It’s the best option for staying on top of how much you can spend between your paychecks. Simplifi by Quicken ranks best for cash flow because of the app’s effective tracking capabilities. The company stores your login information in a separate database with multiple layers of hardware and software encryption. Mint protects your data through features like security scanning with Verisign, multi-factor authentication, and touch ID mobile access. Mint offers a few education resources like a home affordability calculator, loan repayment calculator, and a blog with various personal finance topics. Mint also offers monthly bill tracking, including payment reminders to avoid late fees. The app also offers the ability to keep track of your investments and check portfolio fees. The app automatically organizes your spending so you can see totals by category at a glance. Mint allows you to see all your accounts in one place and keep track of your daily spending. ![]() You may sync your financial accounts within the app or manually add transactions. The app is free, but you may see targeted financial product advertisements. It’s a great option for anyone looking to improve their spending habits. Mint offers the best-known free budgeting app on the market. The company protects your information by using bank-level encryption for all data, best practices for password security, third-party audits, and more. YNAB says privacy and security are its top priority. The company offers extensive educational resources and customer support to keep you on track. The goal is to eventually get at least one month ahead, so you’re spending money you earned 30 days ago. YNAB offers a proactive budgeting approach rather than tracking what you have already spent, like some competitors.Īfter signing up, you create your first budget and assign every dollar a purpose, such as your rent or car payment. To begin, the company suggests learning the basics about the app through video courses, a live workshop, or reading a guide. YNAB allows you to sync your bank accounts, import your data from a file, or manually enter each transaction. If you prefer to pay less upfront, the cost is $14.99 per month. The company offers a free trial for 34 days (no credit card required), and after that, the cost is $99 per year. YNAB rises to the top of our list because of its budgeting philosophy. ![]()
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![]() ![]() So knowing I had at best a 40% chance of coming out of all this with Panther, I split my summons up a bit… Did some on the first 3 days of the Event… Mainly that was to help me stick to my budget more than anything. ![]() Again using Cumulative Probability, in order to have a 75% chance of getting Guardian Panther, I would need to do 693 summons.Using Cumulative Probabilities, in order to have a 50% chance of getting Guardian Panther, I would need to do 347 summons.Cumulative Probability from my 250 Spins was only a 39.38% chance of success.Straight Odds to get Panther would need 500 summons (1 / 0.002 = 500).So the odds are very low… Very Very Low… So low in fact that: Odds of getting Guardian Panther = / = 1% / 5 = 0.2% (AGAIN THIS WAS MY BUDGET & MY DECISION based on my financial situation…) Expectations The remaining 30k Gems I planned on getting from Challenge Offers & making the rest up with “Mountain of Gem” purchases. Of these 65k Gems I had 35k stockpiled from Christmas & Halloween Offers. I set myself a Budget of 250 Gem Spins plus any Event Coin Spins I accumulated. This was the first event which featured the new Guardians Heroes in Guardian Chameleon, Guardian Gazelle and Guardian Bat I set out to have one final crack at getting Guardian Panther in the January 2020 Challenge Event (Guardians of Teltoc). If 1 Million players each summoned 229 times, 50,000 of those players wouldn’t get the HOTM.5 out of every 100 people won’t get the HOTM by the 229th pull.If 1 Million players each summoned 100 times, 270,000 of those players wouldn’t get the HOTM.27 out of every 100 people won’t get the HOTM by the 100th pull.99 times out of 100, you’ll get a HOTM by pull 352.95 times out of 100, you’ll get a HOTM by pull 229.73 times out of 100, you’ll get a HOTM by pull 100.On average, in a 10-pull, you have a 12.3% chance of summoning the HOTM.īut that statistic can lead our minds astray in exactly how our odds play out as we continue summoning. No amount of summoning will guarantee a HOTM. It’s important to remember that HOTM have very low summoning odds. Special thanks to for assistance on summoning odds and proofreading for this section. Or: How many summons are needed to get a HOTM? If you feel you may have an addiction to gambling/ gambling like activities please seek help. ![]() Please please please always set your monetary budget and STICK TO IT! What did it take me in my hunt for Guardian Panther? This is a quick post to summarise & warn players of the dangers in “Chasing” a specific hero. And last but not least, Photo Calendar section where you can add your own photo or any photo available in our photo gallery, in your calendar.A Summons Experience - Chasing Guardian Panther In some cases, people want blank calendar templates where they can fill data as per their requirement, for them we have provided numbers of blank calendar templates in our Blank Calendar section. then please visit our 2023 Calendar Templates or Printable Calendar Templates section. ![]() If you are looking for a calendar in PDF format then please visit our PDF calendar section, and if you want some other type of template let’s say a calendar with some blank space for everyday notes or a template having three months in one page or a calendar template having an exotic look etc. Here we have tried our best to provide you a simple but yet very useful calendar. In most European and Asian countries week generally starts from Monday, and in America, it is from Sunday. Apart from that, you have the option to choose your week starts from Sunday or Monday. You can add 2023 - 2024 holidays of any country and the week number to your calendar while generating it. In our Online calendar section, Monthly Calendar and Yearly Calendar can be generated with some very useful options. We provide 2023 holiday calendar with state and national holidays for more than twenty-five countries which includesĪustralia, Brazil, Canada, China, France, Germany, Hong Kong, India, Indonesia, Italy, Japan, Malaysia, Mexico, New Zealand, Philippines, Romania, Singapore, South Africa, Spain, Sweden, United Kingdom, United States. You can either download or print these calendars. Online Calendar is a place where you can create a calendar online for any country and for any month and year. October 2017 Calendar Services with Ukraine Holidays Online ![]() ![]() ![]() DesktopHut is a free to use Windows10 dynamic wallpaper app that will add and rotate live wallpapers. DesktopHutĭo you know what’s better than dynamic wallpaper apps for Windows 10? Live wallpapers. Reddit Wallpaper Changer is also free to use and works really well.ĭownload Reddit Wallpaper Changer 4. ![]() If you are using a dual monitor setup, the app will play nicely with that too. If you like or don’t like wallpaper, you can add it to favorites or simply blacklist it accordingly. The wallpapers will then change dynamically, at regular intervals based on that criteria. It comes with a number of criteria that you can set and edit to your liking. Well, both these factors are unlimited as any Reddit user would know. One is your imagination and the other is the subreddits available. The amazing folks at Reddit have created a wallpaper app for Windows 10 themselves and it is only limited by two factors. Unzip the pack inside the executable folder and done.ĭon’t forget to edit the settings to include weather data before using that parameter to change wallpapers automatically (works for the US and Canada only).ĭownload Chameleon Wallpaper App 3. Don’t forget to download the wallpaper pack. If it is raining outside in your area, Chameleon will change the wallpaper to something appropriate as seen above. Some of these are the weather, time, and even battery life. ![]() It supports a number of parameters that you can use to change wallpapers on a daily basis. Chameleon Wallpaper AppĬhameleon is not only an open-source app but probably one of the most powerful wallpaper apps that I have used. You can also set a time interval between two wallpapers. You can then choose the folder and save settings. Right-click on the desktop to select Personalized and click Slideshow from the dropdown menu. Note that if you are syncing Windows with other devices, these wallpapers will show up on every connected device, whether or not the wallpapers are stored on that device. You can also use a cloud storage folder like OneDrive or Google Drive. Ain’t that more fun.Ĭreate a folder with all the wallpapers and images that you want to use in the slideshow. Your childhood pics or that weekend party snaps are good enough and can be used as dynamic wallpapers just as easily. In fact, you don’t even need fancy wallpapers. You don’t need a third-party app if you have your own collection of wallpapers to work with. Then devs started implementing parameters to choose wallpapers based on given criteria, offering more flexibility to the users. Let’s take a look at some of the best dynamic wallpaper apps for Windows 10.Īlso Read: 10 Great Websites to Download HD Wallpapers for Your Computer Dynamic Wallpaper Apps for Windows 10 1. Over the years, plenty of apps were developed to automate the process, taking the headache out of choosing and applying new wallpapers on a daily basis. Windows has always supported dynamic wallpapers, whether it is a slideshow or a live wallpaper with moving objects. ![]() ![]() ![]() ![]() The planner is divided into four sections: pre-tax deductions, regular bills, irregular expenses and a budget summary. Roth of Get Rich Slowly created a customizable budget planner in Google Sheets, designed for those who have already created a budget but want a better system for tracking their progress. It features a customizable dashboard where you can enter your anticipated income and expenditures by category, enabling real-time budget tracking throughout the month. The native monthly budget template in Google Sheets offers a simple, yet intuitive way to monitor income and expenses. Sometimes you don't need to look far to find a good solution. Also includes tips for keeping your budget in check and on track. Penny Hoarder contributor Melissa Gilliam Shaw shares the monthly budget template from Google Sheets that helped her family save money-including an extra $6,000 they hadn’t expected-when they moved overseas and became a one-income household. Money management website Measure of a Plan offers a simple spreadsheet designed to help users control spending, track income and expenses over extended periods, and be better prepared for future financial plans and goals. “Ideally, this personal finance budget planner will allow you to predict how much cash flow you have available to spend during a given month so that you can plan throughout the year,” says Miller. Popular personal finance blogger G.E Miller of 20 Something Finance offers a free, downloadable budget planner and a step-by-step tutorial on how to use and customize the spreadsheet for your specific needs. The 50/30/20 Google Sheets Template by Simple Budget Planner Saved by the Cents Google Budget TemplateĢ0. ![]() RegPaq Google Budget Sheet (for Millenials)ġ9. Zero-Based Budgeting Template from SmartSheetġ8. Budget and Transaction Tracking Templateġ6. The Frugal Fanatic’s Free Monthly Budget Templateġ5. Life After College: Simple Four-Step Budgetġ3. Budgets Are Sexy's Best Free Budget Templates & Spreadsheetsġ1. Get Rich Slowly’s Free and Simple Budget Plannerġ0. The Finance Twins’ Monthly Budget Templateĩ. The Penny Hoarder’s Epic Google Budget TemplateĨ. The Measure of a Plan Budget Tracking Toolĥ. Learn more about the RISE difference.Ģ1 of the Best Budget Templates in Google Sheetsģ. We also provide helpful financial wellness content and free tools to build your credit. We make it simpler to borrow the money you need with clear pricing and flexible repayment options. We’ve gathered a list of our favorite templates because RISE is all about helping you on your financial journey. These let you utilize technology to track your finances for free while keeping your banking information private. Another option is to use one of a wide array of customizable, downloadable Google Sheets budget templates available online. However, not everyone likes the idea of sharing their private banking information which is required to drive these applications. Many people like the ease of online money management tools, apps, and websites that connect directly to your bank account. Whether you’re building a budget for the first time or you’re a seasoned saver, technology can make the process a lot easier. ![]() ![]() This is a recipe for propagation of these fields, and the equation he derived for this propagation was exactly the wave equation! So he predicted, from results taken from experiments in electricity and magnetism, that an electromagnetic wave could be produced. He showed that changing electric fields could induce magnetic fields, while changing magnetic fields could in turn induce electric fields. It all came together with an amazing (for the time) effort in mathematics by a man named James Clerk Maxwell. Electric currents were found to affect compass needles, and magnets moving near wires were found to create electric currents. It started becoming clear that the two forces, while different, had some links. Unlike every other wave we have seen, it doesn't require any medium at all! So what do we use as the "displacement" for our wave function?īack in the 19th century, physicists studied extensively the subjects of electricity (lightning, shocking your finger on a doorknob, balloons sticking to your hair, etc.) and magnetism (compasses, sticking things to your refrigerator, etc.). But we also know that we can see light from the sun, moon, and stars, which means that light waves can travel through the vacuum of space. We know that light is a wave based on how it behaves – it exhibits the same properties of other waves we have examined – it interferes with itself, it follows an inverse-square law for intensity (brightness), and so on. This difficulty gets greatly magnified for the case of light. The jump from mechanical waves to sound was a difficult one, mainly because the "displacement" of the wave changed from matter that oscillates back-and-forth, to (in the case of sound in a gas) oscillations in pressure or density. ![]() ![]() ![]() *This may limit video resolution to 1080p. To see an image, choose this setting and select on the next screen*. ![]() If your PS4 Pro console is connected to a 4K TV that doesn't support HDCP 2.2 (please refer to your TV manual), it may not be able to display an image when playing 4K games or 4K video streaming. ![]() Initialize PS4 (Reinstall System Software)ĭeletes all user data and removes PS4 firmware. This option is useful if you’re experiencing system feature issues or a game icon remains on Home after it has been deleted.ĭeletes all user data and restores the PS4 console to its original state. Scans the drive and creates a new database of all content on the system. Restoring default settings won’t delete content on console storage such as games, apps, screenshots, video clips, and saved data. Restores the PS4 system to the default factory settings. This option can be helpful when troubleshooting issues with blank screens.Īllows you to update the PS4 system software via direct download, a USB storage device or a disc. This option is useful if you’re experiencing system feature issues or a game icon remains on Home after it has been deleted.ĭeletes all user data and restores the PS5 console to its original state.ĭeletes all user data and removes PS5 system software.Įnds Safe Mode and restarts the PS4 console normally.Ĭhanges the display resolution to 480p when the PS4 console is restarted. Select Rebuild Database to scan the drive and create a new database of all content on the system. Select Clear System Software Cache if you’re experiencing system feature issues or performance drops. Restores the PS5 console to the default factory settings. Try this option if your PS5 console does not start up properly or you are having storage issues.Īllows you to update the PS5 system software via direct download or a USB storage drive. These options can be helpful when troubleshooting issues with blank screens. Select Change Resolution or Change HDCP Mode. Ends Safe Mode and restarts the PS5 console normally. ![]() ![]() ![]() There is no better place to start out with a list of Foddy style games than the original inspiration for the genre. “A game I made for a certain kind of person. Getting Over It with Bennet Foddy - $7.99 Now that you have a good idea of what a Foddy style game is, let’s get into the hardest games of all time, all playable through the Steam marketplace: Above all else, games within this genre require a level of patience and commitment that no other genre can demand. There are other attributes typical of a Foddy game, but that mechanic is the core feature that defines the genre. It is meant to be a game in which the player can not mess up even a single jump or they fall back down a significant portion of the map, sometimes even all the way to the beginning. Even worse, there are no checkpoints along the way. ![]() Falling back down the map is a common setback players will face. Typically, Foddy games feature a frustrating style of gameplay consisting of climbing towards the top of the map. The term ‘Foddy’ describes a slightly wider genre matching the style of games created by Bennet Foddy (the first feature on this list). Before continuing on with this list of difficult games, let me set the stage as to how this genre of ‘Foddy games’ originated and exactly what it entails. Both attitudes see video games as a source of satisfaction, it is only the process in which they achieve said satisfaction that differs. Others look at video games as a potential source of challenge, basking in the suffering of difficulty. Many people turn towards video games to escape reality, even if only for a brief moment, and enjoy a brief break from the stresses of the modern world. ![]() ![]() ![]() Download newest FS22 Forestry machines in. ![]() Lets take a look at the means of transportation when playing in the woods of Silverrun Forest. With the upcoming Platinum Expansion for Farming Simulator 22, forestry and the options for transporting logs are getting an upgrade. So you will be sure that you have installed a working LS22 fdr logging mod. FS 22 Forestry is important and fun feature of the game where with help of various wood cutting machines and trailers you will do various other tasks that will benefits your farm. One of the many reasons why forestry is such fun is the logistics. We suggest you to begin modding your game with the mods from the best FS 22 fdr logging mods or Top fdr logging section. Cross-platform multiplayer and a large variety of free community-created modifications, officially tested by GIANTS Software, extend the farming experience many times over. All mods FREE, just select and download FS22 fdr logging mods, choose as many as you want. Whether they create a lush vineyard or an olive orchard in the Mediterranean south of France, a vast farmland full of wheat and corn in the US-Midwest or a lively animal farm in the hilly landscape of the Alps: More than 400 machines and tools from over 100 real agricultural brands like Case IH, CLAAS, Deutz-Fahr, Fendt, John Deere, Massey Ferguson, New Holland, Valtra and many more are available. ![]() A multitude of new gameplay features, like new ground working mechanics as well as a character creator for individual farmers, offer more content and player freedom than ever before. The Platinum Expansion DLC is OUT FOR ALL PLATFORMS Continuing my logging operations in SilverRun ForestWatch my Dual Joystick Controls Setup video for e. Players creatively build their own farm and extend their operations with production chains - forming an agricultural empire! They focus on agriculture, animal husbandry and forestry while facing new challenges like the four seasons. ![]() ![]() ![]() On some Android devices, go to Settings > Sync over mobile data and check to see if this is turned on. If you have the Link to Windows (pre-installed) app on your Android device, you can check this by going to Settings > Advanced Features > Link to Windows and toggle Use mobile data. Does what I copy on one device get added to the other device if I don't paste it here? Copying something from a Secure Folder will replace any content you currently have on your PC clipboard. Note: You can copy content and paste it into a Secure Folder, but you can't copy and paste content from a Secure Folder onto your PC. If you have an app open that supports receiving files, the app will prompt you where to drop the file(s), and where they will be stored. ![]() If you drag and drop the same file again, a duplicate copy will be transferred to your device. When a successful file transfer is made, you can either tap the notification that appears on your Android device, navigate to the app you dropped your content into, or go to your Internal Storage > Download folder to view your files. ![]() A progress indicator will show for a few seconds. Release the mouse and your file(s) will start transferring. The cursor will change to say Copy when you're able to drop. Once you've opened Phone screen in the Phone Link, use your mouse to select the file(s) you'd like to transfer and drag them to the phone screen window. If a file can't be dropped into the app you intended, it will be transferred to your My Files app on your Android device instead. Some apps, like OneDrive and Outlook, will allow you to directly drop content into them. The cursor will change to say Copy when you are able to drop.īy default, content you drag from your PC to your Android device will be saved to your My Files app. Drag the photo(s) to your desired location on your PC. Use your mouse to long press on the photo(s) you've selected, and a thumbnail will appear. If you'd like to select additional photos, you can do so by tapping on them. Long press on a photo until a checkmark appears, then release. Once you've opened Phone screen in the Phone Link, use your mouse to navigate to your Albums and select one. The cursor will change to indicate when you're able to drop the file(s). Drag the files to your desired location on your PC. Use your mouse to long press again on the file(s) you've selected, and a thumbnail will appear. If you'd like to select additional files, you can do so by tapping on them. Long press on the file until a checkmark appears, then release. Once you've opened Phone screen in the Phone Link, use your mouse to navigate to a folder in My Files. To drag from My Files (version 11.1.00.121 or later): Note: You can currently drag from your phone’s Gallery app or from the Samsung My Files app only. If you have the Link to Windows (pre-installed) app on your Surface Duo, you can check this by going to Settings > Link to Windows and toggle Use mobile data. On some Android devices, go to Settings > Sync over mobile data, and check to see if this is turned on. If you have the Link to Windows (pre-installed) app on your Android device, you can check this by going to Settings > Advanced Features > Link to Windows and toggle Use mobile data. ![]() If this setting is turned off, you’ll only be able to copy and paste when both your Android device or Surface Duo and PC are connected to a Wi-Fi network. If you’ve allowed your devices to sync over mobile data, and you’re not connected to a Wi-Fi network, then copy and paste will use data. Does copying and pasting between my devices use data?Ĭross-device copy and paste requires the exchange of data between your PC and Android device. The apps you may be copying from and to may have different capabilities in how they read copied text, so you may occasionally lose your formatting. Why did my copied text lose its formatting? Does what I copy on one device get added to the other device if I don't paste it here?Įvery time you copy something on either device, what you copy will replace the clipboard content on both of your devices. Copying something from a Secure Folder will still replace any content you have on your PC clipboard. ![]() ![]() But maybe that’s putting the cart before the horse, as it were. There’s D3, D4, Path of Exile, Grim Dawn, that Last Epoch game everyone won’t stop pushing on me, Wolcen, that Warhammer 40K one, maybe I could finally beat Dungeon Siege, Titan Quest, Lost Ark, Undecember… there are certainly a lot out there. How cool would it be to go on an ARPG kick this summer? I could make it a thing, even, if this proves to be a groove. The franchise really came off the wheels there, didn’t it. Torchlight’s always had a bit of whimsy and cheek about it, and here I fight One-Eyed Willy (a pirate, of course) or a big frankenstein mob who “loves his stuffy.” Man, it’s too bad we never got a proper Torchlight MMO or a good Torchlight III. It really does feel like the counter-agent to Diablo IV’s grimdark universe. I’m not putting any pressure on myself to complete it, but I do think that’d be pretty cool. I can jump in, clear out an area or dungeon, get some loot, and exit out. Nothing too taxing on my mind, nor on my hand - I pretty much just play with a mouse, which feels so weird after always having a hand on the keyboard for MMOs. It’s become a perfect lunchtime diversion. ![]() ![]() It’s a game full of colour and bold personality, with. I’m rocking an Engineer with a cannon and bot pets (of course). Torchlight II isn’t necessarily a Diablo III-killer, but it’s a beautifully crafted, hugely addictive and richly lovable rival. The lighter tone is more up my alley, too. Damage is much easier to boost in Torchlight because of Strength, Dexterity and Focus. The last time I jacked up the difficulty too high, so this time I’m going on normal, please-don’t-hurt-me-too-much mode.Īnd it’s been pretty great! As an older title, it runs silky smooth and has pretty much all I want out of an ARPG: loot, WoW-style graphics, helpful pets, simple quests, good feedback. If a Class offers Skills of 'All Damage Reduced' or ''Damage Absorbed' or 'Max Health Increased' then those classes will have a much easier time staying alive and not having to rely too much on equivalent Skulls. Grim Dawn is always there, as is Path of Exile, but I thought I’d give Torchlight II another try. Cheaper than that, however, was looking at free options that I have access to. I’m genuinely surprised Blizzard hasn’t discounted it in the lead-up to the sequel, but I guess I could get it or Diablo II for $20 each. I’m still on the fence as to whether or not I’ll get it - $70 is a big asking price for my entertainment wallet right now - so I went looking for cheaper alternatives to scratch what will probably be more of a temporary itch.ĭiablo III was a possibility, although my current account doesn’t have it. ![]() I’m sure that I’m not the only one who’s feeling the ARPG itch right now with Diablo IV on the horizon. ![]() |
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